SERVICES
Motorcycle Insurance
Riding a motorcycle offers freedom—but also higher risk. Motorcycle insurance protects you, your bike, and your finances. Coverage also available for e-bikes and small tractors.
Motorcycles offer a riding experience unlike anything else. But with less protection than an enclosed vehicle and a higher likelihood of not being seen by other drivers, the risks are real.
Motorcycle insurance
is designed to address those risks. Florida law requires a minimum level of liability coverage, but minimum coverage may not be enough to fully protect you in a serious accident.
Coverage options include:
Liability
Pays for injuries and property damage you cause to others. Required by law.
Collision
Repairs or replaces your motorcycle after an accident, regardless of fault.
Comprehensive
Protects against theft, vandalism, fire, falling objects, and animal strikes.
Medical payments
Covers your injuries and those of your passengers.
Personal property
Replaces lost or damaged gear such as helmets, leathers, and saddlebags.
If you have a loan on your bike
Your lender will almost certainly require comprehensive and collision coverage. Once the bike is paid off, you have more flexibility—but dropping coverage means taking on all the risk yourself.
E-bikes and small tractors:
Recreational vehicles come in many forms. We also offer comprehensive coverage for:
- Electric bicycles (e-bikes) – whether used for commuting or leisure
- Small tractors and utility vehicles – used for property maintenance or hobby farming
These policies protect against theft, damage, and liability, allowing you to ride and work with peace of mind.
Premiums and deductibles vary. We’ll help you find coverage that fits your budget without compromising protection.
