SERVICES
Recreational vehicles Insurance
Your RV is your home on wheels—and your ticket to adventure. RV insurance protects your vehicle, your belongings, and your travels, whether you’re full-timing or weekend camping.
A recreational vehicle is more than a mode of transportation. It’s a bedroom, a kitchen, and sometimes a second home. That’s why RV insurance looks different than standard auto insurance.
Recreational vehicle
Whether you drive a Class A motorhome, a towable travel trailer, a pop-up camper, or a fifth wheel, specialized RV coverage ensures you’re protected both on the road and at rest.
Coverage options include:
Total loss replacement
If your RV is totaled, this coverage pays to replace it with a brand-new model of similar kind and quality, not just its depreciated value.
Replacement cost personal effects
Covers personal belongings inside your RV—clothing, electronics, cookware, bedding—at replacement cost, not actual cash value.
Full-timer coverage
If you live in your RV full-time, standard RV insurance may not be enough. Full-timer coverage adds liability and content protection similar to homeowners insurance.
Roadside assistance
Specialized for RVs, covering towing, flat tires, battery jumps, fuel delivery, and locksmith services—even for large motorhomes.
Mechanical breakdown
Extended coverage for major systems and components not covered by manufacturer warranties.
Why it matters
You never know what you’ll encounter on the highway or at the campsite. A blown tire, a sudden storm, or a collision with an animal can turn a dream trip into a financial nightmare. RV insurance ensures you can handle the unexpected and get back to enjoying the journey.
Keep an inventory
We recommend maintaining a detailed list of valuable belongings you carry in your RV. This makes filing claims faster and ensures you receive full replacement value for covered losses.
